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Commercial Property Insurance

Most insurance covers will offer the standard FLEEA perils (Fire, Lightning, Explosion, Earthquake and Aircraft damage), but we naturally extend these covers to include Flood, Subsidence, Escape of Water, Theft, Business Interruption, Property Owners Liability and Business Contents covers.

Builders’ Insurance

This is a combination of the various liability, buildings, equipment and other insurances for medium to large-scale building projects and companies. 

Latent Defects is a cover that is essential for developers, property owners and tenants of residential, commercial and mixed-use developments. It provides for the cost of rectifying or repairing structural damage caused by a fault in the design, construction or materials used in a new build, conversion or redevelopment project, that may not be apparent at the time of practical completion. Policies can run for 10 or 12 years where requested.

Contractors All Risks – Plant & Equipment

Our programme typically covers the standard FLEEA Perils (Fire, Lightning, Explosion, Earthquake and Aircraft Damage), but can be extended to include Flood, Subsidence, Theft and Business Interruption, for the temporary buildings and works on construction sites. JMM’s Plant and Equipment cover is available for both own plant, and hired in plant.